Paying for a funeral is one of the most expensive ‘one off' items that you will have to pay for in your lifetime.
Where financial provisions have not been made to cover the costs, there may be ways of either reducing costs or seeking assistance to meet the costs.
If you're on a low income and need help to pay for a funeral you're arranging, you could get a funeral payment. How much you get depends on your circumstances and if you qualify.
Your local Jobcentre Plus will deal with applications which can be made by using funeral payment claim form to seek assistance in paying for some of the funeral costs.
If the applicant making the funeral arrangements lives within the Salford district, then they may make an application if they are claiming at that time one of the following: Income Support, Income Based Sub Seekers Allowance, Housing or Council Tax Benefit or Upper Limit-Child Tax Credit.
Each application will be based on its own merit and a decision will be made within days which will enable you to make the appropriate funeral arrangements.
Most local funeral directors have a plan whereby the funeral arrangements can be made and the current cost of the funeral is paid at the time of making the arrangements.
The money is then invested on your behalf, so that when the death occurs and the pre-arranged funeral takes place, there is no additional money to be paid following the funeral.
There are a number of national plans available and it would be advisable to call into one or two funeral directors' premises to seek further information and advice.